Policy Definitions
Event A road accident, breakdown, vandalism, fire or theft involving the Insured Vehicle occurring during the period of Insurance which results in the Insured Vehicle being immobilised or dangerous to drive.
We, Our, Us Green Flag Motoring Assistance as agent of the Insurer or Our authorised Third Party Contractors the Insurer UK Underwriting Ltd on behalf of Ageas ( Formerly Fortis) Insurance Limited.
You,Your The person shown on the certificate, or any person driving the Insured Vehicle with Your permission. Your Party The person shown on the certificate, any person driving the Insured Vehicle with Your permission, up to a maximum of 8 human passengers (not including hitch-hikers), and anyone else associated with You or acting on Your behalf.
Insured Vehicle Any vehicle registered in the United Kingdom which is under 10 years old since first registration (or under 15 years old if You have paid the appropriate extra premium), which your party are travelling in during the Period of Insurance as shown in Your certificate, provided it:
• Is either: a car, light van, motorised caravan, or motorcycle privately registered in the United Kingdom. This may include a hired vehicle provided You have the hirer’s permission.
• Carries no more than the number of persons recommended by the manufacturer (and for whom seats are provided) with a maximum of 8 persons including the driver.
• Does not exceed (including any load carried) the following gross vehicle weight and dimensions: 3,500kg in weight, 8m in length, 3m in height and 2.25m in width.
• Is serviced, maintained and operated as recommended by the manufacturer and holds a current valid MOT certificate if applicable.
• Is a caravan or trailer of standard make that meets The Motor Vehicles (Construction and Use) Regulations 1978, is fitted with a standard 50mm tow ball, falls within the size and weight restrictions above and is being towed by the Insured Vehicle at the time of the incident. Please note that cover for caravans and trailers is limited to Cover 1, 2 and 5. We do not cover any attachments, or accessories to the Insured Vehicle.
Market Value The UK value of the Insured Vehicle, after the Event but before any repairs have been carried out, as provided by an appropriate authority and independent of any valuation for motor insurance purposes.
Territorial Limits Mainland Europe excluding the United Kingdom other than during the direct journeys between Your home and Your international departure point. Mainland Europe is defined as Andorra, Austria,Balearics, Belgium, Bulgaria, Canary Isles,Corsica,Croatia, Cyprus, Czech Republic, Denmark, Estonia,Finland, France, Germany, Gibraltar, Greece,Hungary, Italy, Latvia, Liechtenstein, Lithuania,Luxembourg, Malta, Monaco, the Netherlands,Norway, Poland, Portugal, Romania, San Marino,Sardinia, Sicily, Slovakia, Slovenia, Spain, Sweden,Switzerland, Turkey in Europe plus Uskudar, Republicof Ireland, Isle of Man and the Channel Islands.United Kingdom Great Britain, Northern Ireland, the Isle of Man and the Channel Islands.
Home Your residential address in the United Kingdom.
Period of Insurance The period between the start of your cover and the expiry date shown on your certificate. The maximum duration is 94 days for a single trip policy and 31 days per trip within the overall 12 month period for an Annual multi-trip policy.
Luggage Suitcases, bags and trunks as would be normally packed for a journey / holiday. This excludes any equipment, fixtures and fittings, furnishings or accessories normally associated with the Insured Vehicle (including any trailer/caravan), as well as goods, livestock, items of furniture, plant and equipment.
Consequential loss - Unless We provide cover under this insurance, any other loss or damage or
additional expense following on from the event for which You are claiming is not covered. Examples of such loss, damage or additional expense would be the cost of replacing locks after losing your vehicle keys or loss of earnings as a result of your vehicle being out of use.